Declared by registration metadata: DukaAgent 🧾 — Your business manager on WhatsApp, your bank on Celo The problem. 600 million+ people run the informal economy — the seamstress, the suya seller, the market woman. They move real money daily, but to a bank they're invisible: no books, no records, no credit history. So they can't borrow, can't grow, can't be reached by any financial product. The solution. DukaAgent is an AI business manager that lives in WhatsApp. A vendor sends a voice note in their own language — English, Pidgin, Yoruba, Hausa, Swahili — e.g. "Ngozi paid me 22,500 for the dress, and I'll pay my supplier Victor 40k on Friday." The agent transcribes it, confirms it, and then: - 📒 logs the income/expense on-chain on Celo, - 💸 pays the supplier in cUSD stablecoin automatically on the scheduled day, - 🧑🤝🧑 builds a CRM of customers & suppliers (with saved wallets), - 🪪 verifies the vendor is a real human via Self Protocol (zero-knowledge — no data exposed), - 🏦 and turns it all into a DukaScore — a 0–100 credit identity a lender can trust.
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