Declared by registration metadata: MoniBot is MoniPay's social payments agent enabling non-custodial stablecoin transfers directly from Discord, Telegram, and X (Twitter) to anyone using only a username in natural language commands. No wallet required on the recipient's side. Powered by the MagicPay & CasualPay protocols, MoniBot escrows funds on-chain and lets recipients claim them later via social identity verification. Supports USDC, USDT, cUSD, and aUSD across Base, BSC, Celo, Solana, and Tempo. Commands include P2P sends, multi-recipient drops, community giveaways, scheduled recurring payments, and gated-access subscription management.